Apparatus Exchange has partnered with Republic First National to provide flexible, affordable financing for fire departments and rescue squads across the country.
Republic First National specializes in financing for municipalities, volunteer fire departments, and rescue squads. They understand the fire service — the budget cycles, procurement requirements, and what it takes to get life-saving equipment into the hands of the people who need it.
Your Contact at Republic First National
Stephanie Perez
Vice President of New Business Development
Online Tools
If your mission helps people, Republic First National helps you get the tools and trucks you need on a budget that works.
Tax-exempt financing with competitive lower interest rates designed specifically for municipalities and government entities. Whether upgrading equipment, expanding infrastructure, or investing in new technology — Republic First National keeps your community running.
About Municipal Financing →Specialized financing for volunteer fire departments and rescue squads. Republic First National understands the unique challenges VFDs face — from limited budgets to time-sensitive equipment needs. No hassle, no down payment required.
About VFD Financing →100% financing with flexible terms for commercial businesses and private organizations acquiring apparatus and emergency vehicles. Fast, easy financing so your operations stay competitive without stretching your budget.
About Commercial Financing →Republic First National's lease purchase program lets you build equity with each payment and own the apparatus at the end of the repayment term — with no down payment required and no prepayment penalties.
Download Application →100% Financing Available
No down payment required — finance the full purchase price.
No Prepayment Penalty
Pay it off early at any time without penalty.
Ownership After Final Payment
You own the apparatus outright at the end of the term.
Tax-Exempt Rates
Qualifying entities receive lower interest rates due to tax-exempt status.
Flexible Terms
Terms structured to meet your budget cycle and fiscal year.
Delay to Next Fiscal Year
Ability to defer first payment to align with your next fiscal year.
Non-Appropriation Clause
Protects departments in the event of budget changes.
Hassle-Free Credit Process
Streamlined application built for fire service procurement.
Republic First National is definitely one of the best companies for financing fire apparatus and equipment. I have used them 5 times in the past 12 years and guarantee you will not find anyone who makes the process easier.
Adam Wright
Lieutenant/Paramedic
They're not someone I borrow money from so much, but they're a business partner that seems very vested in our success and that's sometimes hard to find in a lender.
Jeff Hunt
Business Manager, Pedernales Fire Department
Working with Republic First National makes the financing process simple, by showing you all options upfront. I recommend them if you're looking for a finance company that works with you to make sure you get the best deal.
Richard Haacke
Fire Chief
This calculator provides an estimate only. Contact Republic First National for actual rates and terms.
Estimated Monthly Payment
$2,841
Total paid: $238,644 · Interest: $38,644
Estimate only. Actual rates depend on creditworthiness, term, and entity type. Contact Republic First National for an actual quote.
Contact Republic First National directly or reach out to Apparatus Exchange and we will make the introduction. The process is simple, and the team at Republic First National will walk you through every step.
Stephanie Perez · Republic First National · stephanie@rfnonline.com · (800) 700-7878